General information about KarmaCheck.
To view the status of your background check or download a full consumer report when complete, log into the following URL with the email address used to invite you to the background check process and the password you created when submitting information: https://app.karmacheck.com
Information about the Adverse Action process.
Adverse action is an action taken by an employer against providing business or employment to a candidate based on the information gathered through their background check. This denial of business or employment can include negative outcomes such as termination of employment, refusal of promotion, loss of existing benefits or offering a lesser position to a candidate.
By law, a potential employer can only access your criminal and credit history for employment if the candidate has authorized this review. In addition, the Fair Credit Reporting Act (FCRA) requires that the potential employer follows certain procedures if they are denying a hire, promotion or any business on the basis of the information received from a candidate’s background check report.
To stay compliant with FCRA, employers are required to follow a certain set of rules that inform a candidate/employee about an adverse action decision being made based on his or her background check report. This includes the below:
In addition to the FCRA laws, the employers must also comply to the requirements under state and local fair opportunities and ban-the-box law that are created to reduce discrimination towards ex-offenders during hires. Some finance industry jobs, and healthcare worker jobs are off-limits to ex-offenders, but other federal equal employment opportunity laws (state and local) deny the exclusion of candidates on the basis of their legal history. Employers are required to obey such laws along with the FCRA or partner with vendors like KarmaCheck, Inc to process background checks in a compliant manner.
In the case of a pre-adverse action, the candidate should consider doing the following:
After the candidate has requested for reconsideration for the particular position with the employer, and the employer has still denied employment; the candidate can review his or her rights to make sure that they have been treated lawfully. If the employer has stayed compliant, the candidate should accept the decision respectfully.